1:"$Sreact.fragment" 2:I[39756,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"default"] 3:I[37457,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"default"] 13:I[68027,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"default",1] :HL["/_next/static/chunks/04dsniu183enj.css","style"] :HL["/biatfinserveFavicon.png","image"] 0:{"P":null,"c":["","loan-against-property"],"q":"","i":false,"f":[[["",{"children":["loan-against-property",{"children":["__PAGE__",{}]}]},"$undefined","$undefined",16],[["$","$1","c",{"children":[[["$","link","0",{"rel":"stylesheet","href":"/_next/static/chunks/04dsniu183enj.css","precedence":"next","crossOrigin":"$undefined","nonce":"$undefined"}],["$","script","script-0",{"src":"/_next/static/chunks/05-c3ty_6dwfk.js","async":true,"nonce":"$undefined"}],["$","script","script-1",{"src":"/_next/static/chunks/14mrh2-p_w84d.js","async":true,"nonce":"$undefined"}]],["$","html",null,{"lang":"en","className":"h-full antialiased","children":["$","body",null,{"className":"min-h-full flex flex-col","children":["$","$L2",null,{"parallelRouterKey":"children","error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$L3",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":[[["$","title",null,{"children":"404: This page could not be found."}],["$","div",null,{"style":{"fontFamily":"system-ui,\"Segoe UI\",Roboto,Helvetica,Arial,sans-serif,\"Apple Color Emoji\",\"Segoe UI Emoji\"","height":"100vh","textAlign":"center","display":"flex","flexDirection":"column","alignItems":"center","justifyContent":"center"},"children":["$","div",null,{"children":[["$","style",null,{"dangerouslySetInnerHTML":{"__html":"body{color:#000;background:#fff;margin:0}.next-error-h1{border-right:1px solid rgba(0,0,0,.3)}@media (prefers-color-scheme:dark){body{color:#fff;background:#000}.next-error-h1{border-right:1px solid rgba(255,255,255,.3)}}"}}],["$","h1",null,{"className":"next-error-h1","style":{"display":"inline-block","margin":"0 20px 0 0","padding":"0 23px 0 0","fontSize":24,"fontWeight":500,"verticalAlign":"top","lineHeight":"49px"},"children":404}],["$","div",null,{"style":{"display":"inline-block"},"children":["$","h2",null,{"style":{"fontSize":14,"fontWeight":400,"lineHeight":"49px","margin":0},"children":"This page could not be found."}]}]]}]}]],[]],"forbidden":"$undefined","unauthorized":"$undefined"}]}]}]]}],{"children":[["$","$1","c",{"children":[null,["$","$L2",null,{"parallelRouterKey":"children","error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$L3",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":"$undefined","forbidden":"$undefined","unauthorized":"$undefined"}]]}],{"children":[["$","$1","c",{"children":[["$","main",null,{"className":"min-h-screen bg-slate-50 text-slate-950","children":[["$","header",null,{"className":"sticky top-0 z-50 border-b border-blue-100 bg-white/95 shadow-sm backdrop-blur","children":["$","div",null,{"className":"mx-auto flex min-h-20 w-full max-w-7xl flex-col gap-4 px-5 py-4 md:flex-row md:items-center md:justify-between lg:px-8","children":[["$","div",null,{"className":"flex flex-col gap-4 md:flex-row md:items-center","children":[["$","img",null,{"src":"/biatfinserveFavicon.png","alt":"Company Logo","className":"h-11 w-auto object-contain"}],["$","nav",null,{"aria-label":"Primary navigation","className":"flex flex-wrap items-center gap-2 md:gap-4","children":[["$","div",null,{"className":"group relative","children":[["$","button",null,{"type":"button","className":"flex h-11 items-center gap-1.5 rounded-md px-3 text-[15px] font-semibold text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","aria-haspopup":"true","children":["Loan",["$","span",null,{"className":"text-blue-600 transition group-hover:translate-y-0.5","children":["$","svg",null,{"aria-hidden":"true","className":"h-4 w-4","viewBox":"0 0 20 20","fill":"none","xmlns":"http://www.w3.org/2000/svg","children":["$","path",null,{"d":"M5 7.5L10 12.5L15 7.5","stroke":"currentColor","strokeWidth":"1.8","strokeLinecap":"round","strokeLinejoin":"round"}]}]}]]}],["$","div",null,{"className":"invisible absolute left-0 top-full z-30 mt-2 w-72 translate-y-2 rounded-md border border-blue-100 bg-white py-3 opacity-0 shadow-xl shadow-blue-950/10 transition group-hover:visible group-hover:translate-y-0 group-hover:opacity-100 group-focus-within:visible group-focus-within:translate-y-0 group-focus-within:opacity-100","children":[[["$","a","Personal Loan",{"href":"/personal-loan","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Personal Loan"}],"$L4","$L5","$L6","$L7","$L8"],"$L9"]}]]}],["$La","$Lb"]]}]]}],"$Lc"]}]}],"$Ld","$Le"]}],["$Lf"],"$L10"]}],{},null,false,null]},null,false,"$@11"]},null,false,null],"$L12",false]],"m":"$undefined","G":["$13",["$L14"]],"S":true,"h":null,"s":"$undefined","l":"$undefined","p":"$undefined","d":"$undefined","b":"ZLIj-nOxD258zDk7c5VMO"} 15:I[22016,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js","/_next/static/chunks/1rxncug86bump.js"],""] 25:I[97367,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"OutletBoundary"] 26:"$Sreact.suspense" 29:I[97367,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"ViewportBoundary"] 2b:I[97367,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"MetadataBoundary"] :HL["/biatfinserveLogo.png","image"] 4:["$","a","Home Loan",{"href":"/home-loan","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Home Loan"}] 5:["$","a","Loan Against Property",{"href":"/loan-against-property","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Loan Against Property"}] 6:["$","a","Instant Loan",{"href":"/instant-loan","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Instant Loan"}] 7:["$","a","Business Loan",{"href":"/business-loan","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Business Loan"}] 8:["$","a","Loan Against Mutual Fund",{"href":"/loan-against-mutual-fund","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Loan Against Mutual Fund"}] 9:["$","div",null,{"className":"mx-5 mt-2 h-1 rounded-full bg-blue-700"}] a:["$","a","About",{"href":"/about-us","className":"flex h-11 items-center rounded-md px-3 text-[15px] font-semibold text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"About"}] b:["$","a","Contact Us",{"href":"/contact-us","className":"flex h-11 items-center rounded-md px-3 text-[15px] font-semibold text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Contact Us"}] c:["$","div",null,{"className":"flex flex-col gap-3 sm:flex-row sm:items-center","children":[["$","label",null,{"className":"relative block w-full sm:w-72","children":[["$","span",null,{"className":"sr-only","children":"Search"}],["$","span",null,{"className":"pointer-events-none absolute left-3 top-1/2 -translate-y-1/2 text-blue-600","children":["$","svg",null,{"aria-hidden":"true","className":"h-5 w-5","viewBox":"0 0 24 24","fill":"none","xmlns":"http://www.w3.org/2000/svg","children":[["$","path",null,{"d":"M10.75 18.5C15.0302 18.5 18.5 15.0302 18.5 10.75C18.5 6.46979 15.0302 3 10.75 3C6.46979 3 3 6.46979 3 10.75C3 15.0302 6.46979 18.5 10.75 18.5Z","stroke":"currentColor","strokeWidth":"1.8"}],["$","path",null,{"d":"M16.5 16.5L21 21","stroke":"currentColor","strokeWidth":"1.8","strokeLinecap":"round"}]]}]}],["$","input",null,{"type":"search","placeholder":"Search services","className":"h-11 w-full rounded-md border border-blue-200 bg-blue-50/70 pl-11 pr-4 text-sm font-medium text-slate-900 outline-none transition placeholder:text-slate-500 focus:border-blue-600 focus:bg-white focus:ring-2 focus:ring-blue-100"}]]}],["$","button",null,{"type":"button","className":"inline-flex h-11 items-center justify-center gap-2 rounded-md bg-blue-700 px-5 text-[15px] font-bold text-white shadow-sm shadow-blue-900/20 transition hover:bg-blue-800 focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":[["$","svg",null,{"aria-hidden":"true","className":"h-5 w-5","viewBox":"0 0 24 24","fill":"none","xmlns":"http://www.w3.org/2000/svg","children":[["$","path",null,{"d":"M12 12C14.4853 12 16.5 9.98528 16.5 7.5C16.5 5.01472 14.4853 3 12 3C9.51472 3 7.5 5.01472 7.5 7.5C7.5 9.98528 9.51472 12 12 12Z","stroke":"currentColor","strokeWidth":"1.8"}],["$","path",null,{"d":"M4.5 21C5.25833 17.6482 8.33333 15.5 12 15.5C15.6667 15.5 18.7417 17.6482 19.5 21","stroke":"currentColor","strokeWidth":"1.8","strokeLinecap":"round"}]]}],"Login"]}]]}] d:[["$","div",null,{"className":"bg-slate-50 border-b border-slate-100","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 py-3 lg:px-8","children":["$","p",null,{"className":"text-xs font-semibold text-slate-500 flex items-center gap-1.5","children":[["$","$L15",null,{"href":"/","className":"font-bold text-indigo-650 hover:text-indigo-700 transition-colors","children":"Home"}],["$","span",null,{"className":"text-slate-300","children":"/"}],["$","span",null,{"className":"text-slate-400 font-medium","children":"Loan Against Property"}]]}]}]}],["$","section",null,{"className":"relative overflow-hidden border-b border-indigo-50 bg-gradient-to-b from-slate-50/50 to-white pt-8 pb-16","children":[["$","div",null,{"className":"absolute top-0 left-1/4 h-[500px] w-[500px] rounded-full bg-indigo-400/5 blur-[120px]"}],["$","div",null,{"className":"absolute top-12 right-1/4 h-[500px] w-[500px] rounded-full bg-sky-400/5 blur-[120px]"}],["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-12 px-5 py-10 lg:grid-cols-[1fr_1fr] lg:items-center lg:px-8","children":[["$","div",null,{"children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Secured Credit Solutions"}],["$","h1",null,{"className":"mt-6 max-w-2xl text-4xl font-extrabold leading-tight text-slate-900 sm:text-5xl lg:text-6xl tracking-tight","children":["Unlock property value with"," ",["$","span",null,{"className":"bg-clip-text text-transparent bg-gradient-to-r from-indigo-600 via-blue-600 to-sky-600","children":"guided support."}]]}],["$","p",null,{"className":"mt-6 max-w-xl text-lg leading-relaxed text-slate-600 font-medium","children":"Pledge residential or commercial properties to access high-value capital up to ₹15 Crores with attractive interest rates."}],["$","ul",null,{"className":"mt-8 grid gap-3 sm:grid-cols-2","children":[["$","li","High ticket funding up to 15 Crores",{"className":"flex items-center gap-3 rounded-2xl border border-slate-100 bg-white p-3.5 text-sm font-bold text-slate-700 shadow-sm shadow-indigo-950/[0.02]","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","span",null,{"children":"High ticket funding up to 15 Crores"}]]}],["$","li","Residential & commercial properties",{"className":"flex items-center gap-3 rounded-2xl border border-slate-100 bg-white p-3.5 text-sm font-bold text-slate-700 shadow-sm shadow-indigo-950/[0.02]","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","span",null,{"children":"Residential & commercial properties"}]]}],["$","li","Tenure options up to 15 years",{"className":"flex items-center gap-3 rounded-2xl border border-slate-100 bg-white p-3.5 text-sm font-bold text-slate-700 shadow-sm shadow-indigo-950/[0.02]","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",["$L16"]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],"$L17"]}],"$L18"]}],"$L19"]}],"$L1a"]}],"$L1b"]}],"$L1c","$L1d","$L1e","$L1f","$L20","$L21","$L22","$L23","$L24"] e:["$","footer",null,{"className":"border-t border-blue-100 bg-blue-50 text-slate-900","children":[["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 py-12 lg:grid-cols-[1fr_1.7fr] lg:px-8","children":[["$","div",null,{"className":"lg:border-r lg:border-blue-200 lg:pr-10","children":[["$","a",null,{"href":"/","aria-label":"Biat Finserve home","children":["$","img",null,{"src":"/biatfinserveLogo.png","alt":"Biat Finserve","className":"h-12 w-auto object-contain"}]}],["$","p",null,{"className":"mt-5 max-w-md text-xl font-bold italic text-blue-800","children":"Finance made clearer, faster, and more accessible."}],["$","div",null,{"className":"pt-4","children":[" ",["$","$L15",null,{"href":"/sitemap.xml","className":"hover:underline","children":"Sitemap"}]]}]]}],["$","div",null,{"className":"grid gap-9 sm:grid-cols-2 xl:grid-cols-3","children":[["$","div","Company",{"children":[["$","h3",null,{"className":"text-lg font-bold text-blue-800","children":"Company"}],["$","ul",null,{"className":"mt-5 space-y-3","children":[["$","li","About Us",{"children":["$","a",null,{"href":"/about-us","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"About Us"}]}]]}]]}],["$","div","Loans",{"children":[["$","h3",null,{"className":"text-lg font-bold text-blue-800","children":"Loans"}],["$","ul",null,{"className":"mt-5 space-y-3","children":[["$","li","Personal Loan",{"children":["$","a",null,{"href":"/personal-loan","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Personal Loan"}]}],["$","li","Home Loan",{"children":["$","a",null,{"href":"/home-loan","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Home Loan"}]}],["$","li","Loan Against Property",{"children":["$","a",null,{"href":"/loan-against-property","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Loan Against Property"}]}],["$","li","Instant Loan",{"children":["$","a",null,{"href":"/instant-loan","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Instant Loan"}]}],["$","li","Business Loan",{"children":["$","a",null,{"href":"/business-loan","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Business Loan"}]}],["$","li","Loan Againt Mutual Fund",{"children":["$","a",null,{"href":"/loan-against-mutual-fund","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Loan Againt Mutual Fund"}]}]]}]]}],["$","div","Support",{"children":[["$","h3",null,{"className":"text-lg font-bold text-blue-800","children":"Support"}],["$","ul",null,{"className":"mt-5 space-y-3","children":[["$","li","Contact Us",{"children":["$","a",null,{"href":"/contact-us","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Contact Us"}]}]]}]]}]]}]]}],["$","div",null,{"className":"border-t border-blue-200 bg-white","children":["$","div",null,{"className":"mx-auto flex w-full max-w-7xl flex-col gap-3 px-5 py-5 text-sm text-slate-600 sm:flex-row sm:items-center sm:justify-between lg:px-8","children":[["$","p",null,{"children":"© 2026 Biat Finserve. All rights reserved."}],["$","p",null,{"children":" Loans are subject to eligibility, documentation, and approval."}]]}]}]]}] f:["$","script","script-0",{"src":"/_next/static/chunks/1rxncug86bump.js","async":true,"nonce":"$undefined"}] 10:["$","$L25",null,{"children":["$","$26",null,{"name":"Next.MetadataOutlet","children":"$@27"}]}] 28:[] 11:"$W28" 12:["$","$1","h",{"children":[null,["$","$L29",null,{"children":"$L2a"}],["$","div",null,{"hidden":true,"children":["$","$L2b",null,{"children":["$","$26",null,{"name":"Next.Metadata","children":"$L2c"}]}]}],null]}] 14:["$","link","0",{"rel":"stylesheet","href":"/_next/static/chunks/04dsniu183enj.css","precedence":"next","crossOrigin":"$undefined","nonce":"$undefined"}] 16:["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}] 17:["$","span",null,{"children":"Tenure options up to 15 years"}] 18:["$","li","Quick valuation and title checks",{"className":"flex items-center gap-3 rounded-2xl border border-slate-100 bg-white p-3.5 text-sm font-bold text-slate-700 shadow-sm shadow-indigo-950/[0.02]","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","span",null,{"children":"Quick valuation and title checks"}]]}] 19:["$","div",null,{"className":"mt-8 flex flex-wrap gap-4","children":[["$","a",null,{"href":"#","className":"group inline-flex h-12 items-center gap-2 rounded-xl bg-indigo-600 px-6 text-base font-bold text-white shadow-lg shadow-indigo-600/20 transition-all duration-300 hover:-translate-y-0.5 hover:bg-indigo-700 hover:shadow-indigo-700/25","children":["Apply LAP Loan",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}],["$","a",null,{"href":"#","className":"inline-flex h-12 items-center rounded-xl border border-slate-200 bg-white px-6 text-base font-bold text-slate-700 transition-all duration-300 hover:-translate-y-0.5 hover:bg-slate-50 hover:border-slate-300","children":"Check LAP Eligibility"}]]}] 1a:["$","div",null,{"className":"relative min-h-[440px] overflow-hidden rounded-3xl border border-indigo-100 bg-gradient-to-br from-indigo-50/50 via-white to-sky-50/30 p-6 shadow-2xl shadow-indigo-950/5","children":[["$","div",null,{"className":"absolute -right-10 -top-10 h-72 w-72 rounded-full bg-indigo-200/20 blur-3xl"}],["$","div",null,{"className":"absolute -left-10 -bottom-10 h-72 w-72 rounded-full bg-sky-200/20 blur-3xl"}],["$","div",null,{"className":"relative z-10 rounded-2xl border border-slate-100 bg-white/80 p-5 shadow-lg shadow-indigo-950/5 backdrop-blur-md","children":[["$","div",null,{"className":"flex items-center justify-between border-b border-slate-100 pb-3","children":[["$","div",null,{"className":"flex items-center gap-2","children":[["$","span",null,{"className":"flex h-6 w-6 items-center justify-center rounded bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-3.5 w-3.5","children":["$undefined",[["$","path","0",{"d":"M9.937 15.5A2 2 0 0 0 8.5 14.063l-6.135-1.582a.5.5 0 0 1 0-.962L8.5 9.936A2 2 0 0 0 9.937 8.5l1.582-6.135a.5.5 0 0 1 .963 0L14.063 8.5A2 2 0 0 0 15.5 9.937l6.135 1.581a.5.5 0 0 1 0 .964L15.5 14.063a2 2 0 0 0-1.437 1.437l-1.582 6.135a.5.5 0 0 1-.963 0z","children":[]}],["$","path","1",{"d":"M20 3v4","children":[]}],["$","path","2",{"d":"M22 5h-4","children":[]}],["$","path","3",{"d":"M4 17v2","children":[]}],["$","path","4",{"d":"M5 18H3","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","p",null,{"className":"text-xs font-extrabold uppercase tracking-wider text-slate-400","children":"LAP Valuation Audit"}]]}],["$","span",null,{"className":"rounded-full bg-emerald-50 px-2 py-0.5 text-[10px] font-bold text-emerald-600","children":"Title Deed Clear"}]]}],["$","div",null,{"className":"mt-4 flex items-center justify-between","children":[["$","div",null,{"children":[["$","p",null,{"className":"text-3xl font-black text-slate-800","children":"70% LTV"}],["$","p",null,{"className":"text-[11px] font-bold text-indigo-600","children":"Optimal Loan-to-Value Financing"}]]}],["$","div",null,{"className":"relative flex h-14 w-14 items-center justify-center rounded-full border-4 border-slate-100 border-t-indigo-600 border-r-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6 text-indigo-600","children":["$undefined",[["$","path","0",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z","children":[]}],["$","path","1",{"d":"m9 12 2 2 4-4","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}]]}]]}],["$","div",null,{"className":"relative z-10 mt-4 rounded-2xl border border-slate-100 bg-white/80 p-5 shadow-lg shadow-indigo-950/5 backdrop-blur-md","children":[["$","p",null,{"className":"text-[10px] font-bold uppercase tracking-wider text-indigo-600","children":"Estimated LAP EMI"}],["$","div",null,{"className":"mt-3 grid grid-cols-2 gap-4","children":[["$","div",null,{"children":[["$","span",null,{"className":"text-[11px] font-bold text-slate-400","children":"Property Value"}],["$","p",null,{"className":"text-lg font-black text-slate-800","children":"₹ 1,50,00,000"}]]}],["$","div",null,{"children":[["$","span",null,{"className":"text-[11px] font-bold text-slate-400","children":"Starting Rate"}],["$","p",null,{"className":"text-lg font-black text-slate-800","children":"9.00% p.a."}]]}]]}],["$","div",null,{"className":"mt-4 h-1.5 w-full rounded-full bg-slate-100","children":["$","div",null,{"className":"h-full w-4/5 rounded-full bg-gradient-to-r from-indigo-500 to-indigo-600"}]}],["$","div",null,{"className":"mt-4 flex items-center justify-between border-t border-slate-100 pt-3","children":["$L2d","$L2e"]}]]}],"$L2f"]}] 1b:["$","div",null,{"className":"mx-auto mt-8 w-full max-w-7xl px-5 lg:px-8","children":["$","div",null,{"className":"grid gap-4 md:grid-cols-3","children":[["$","div","Starting Interest Rate",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white/80 p-6 shadow-sm backdrop-blur-sm transition-all duration-300 hover:-translate-y-0.5 hover:shadow-md hover:border-indigo-200/70","children":[["$","div",null,{"className":"absolute top-0 left-0 h-full w-1.5 bg-indigo-600 transition-transform duration-300 group-hover:scale-y-110"}],["$","p",null,{"className":"text-3xl font-black text-slate-900 tracking-tight","children":"9.00% p.a."}],["$","p",null,{"className":"mt-1.5 text-xs font-extrabold uppercase tracking-wider text-slate-400","children":"Starting Interest Rate"}]]}],["$","div","Flexible Repayment Tenure",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white/80 p-6 shadow-sm backdrop-blur-sm transition-all duration-300 hover:-translate-y-0.5 hover:shadow-md hover:border-indigo-200/70","children":[["$","div",null,{"className":"absolute top-0 left-0 h-full w-1.5 bg-indigo-600 transition-transform duration-300 group-hover:scale-y-110"}],["$","p",null,{"className":"text-3xl font-black text-slate-900 tracking-tight","children":"Up to 15 Yrs"}],["$","p",null,{"className":"mt-1.5 text-xs font-extrabold uppercase tracking-wider text-slate-400","children":"Flexible Repayment Tenure"}]]}],["$","div","Property Value Financing",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white/80 p-6 shadow-sm backdrop-blur-sm transition-all duration-300 hover:-translate-y-0.5 hover:shadow-md hover:border-indigo-200/70","children":[["$","div",null,{"className":"absolute top-0 left-0 h-full w-1.5 bg-indigo-600 transition-transform duration-300 group-hover:scale-y-110"}],["$","p",null,{"className":"text-3xl font-black text-slate-900 tracking-tight","children":"Up to 75%"}],["$","p",null,{"className":"mt-1.5 text-xs font-extrabold uppercase tracking-wider text-slate-400","children":"Property Value Financing"}]]}]]}]}] 1c:["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":["$","div",null,{"className":"rounded-3xl border border-slate-100 bg-white p-8 md:p-10 shadow-sm shadow-indigo-950/[0.01]","children":[["$","h2",null,{"className":"text-3xl font-extrabold leading-tight text-slate-900 tracking-tight sm:text-4xl","children":"What is a Loan Against Property?"}],["$","div",null,{"className":"mt-6 space-y-4 text-base leading-relaxed text-slate-600 font-medium","children":[["$","p",null,{"children":"A Loan Against Property (LAP) is a secured credit facility where borrowers pledge residential, commercial, or industrial land assets as collateral to unlock high-value capital."}],["$","p",null,{"children":"Since the loan is backed by physical property asset equity, lenders offer substantially lower interest rates compared with unsecured options, alongside extended repayment tenures up to 15 years."}]]}]]}]}]}] 1d:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 text-center lg:px-8","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Loan Purposing"}],["$","h2",null,{"className":"mt-6 text-4xl font-extrabold leading-tight text-slate-900 sm:text-5xl tracking-tight","children":"Deploy property equity for diverse milestones"}],["$","p",null,{"className":"mx-auto mt-4 max-w-2xl text-lg text-slate-500 font-medium leading-relaxed","children":"Understand lender guidelines before you pledge residential or commercial assets."}],["$","div",null,{"className":"mt-12 grid gap-6 md:grid-cols-2 lg:grid-cols-3","children":[["$","article","Business Growth Capital",{"className":"group overflow-hidden rounded-3xl border border-slate-100 bg-white p-4 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-100","children":["$","div",null,{"className":"flex min-h-[350px] flex-col justify-between rounded-2xl bg-gradient-to-br from-indigo-600 to-indigo-500 p-6 text-white","children":[["$","div",null,{"children":[["$","div",null,{"className":"flex h-12 w-12 items-center justify-center rounded-xl bg-white/20 text-white backdrop-blur-md","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","rect","0",{"width":"16","height":"20","x":"4","y":"2","rx":"2","ry":"2","children":[]}],["$","path","1",{"d":"M9 22v-4h6v4","children":[]}],["$","path","2",{"d":"M8 6h.01","children":[]}],["$","path","3",{"d":"M16 6h.01","children":[]}],["$","path","4",{"d":"M12 6h.01","children":[]}],["$","path","5",{"d":"M12 10h.01","children":[]}],["$","path","6",{"d":"M12 14h.01","children":[]}],["$","path","7",{"d":"M16 10h.01","children":[]}],["$","path","8",{"d":"M16 14h.01","children":[]}],["$","path","9",{"d":"M8 10h.01","children":[]}],["$","path","10",{"d":"M8 14h.01","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-6 text-2xl font-black tracking-tight text-left","children":"Business Growth Capital"}]]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm leading-relaxed text-indigo-50 font-medium text-left","children":"Use your property equity to fund working capital requirements, buy inventory, or acquire commercial space."}],["$","a",null,{"href":"#","className":"group/btn mt-6 inline-flex h-11 items-center gap-2 rounded-xl bg-white px-5 text-sm font-bold text-indigo-950 transition-all duration-300 hover:bg-slate-50","children":["Apply Now",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover/btn:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}]]}]}],["$","article","Education & Medical Needs",{"className":"group overflow-hidden rounded-3xl border border-slate-100 bg-white p-4 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-100","children":["$","div",null,{"className":"flex min-h-[350px] flex-col justify-between rounded-2xl bg-gradient-to-br from-sky-600 to-blue-500 p-6 text-white","children":[["$","div",null,{"children":[["$","div",null,{"className":"flex h-12 w-12 items-center justify-center rounded-xl bg-white/20 text-white backdrop-blur-md","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","path","0",{"d":"M19 14c1.49-1.46 3-3.21 3-5.5A5.5 5.5 0 0 0 16.5 3c-1.76 0-3 .5-4.5 2-1.5-1.5-2.74-2-4.5-2A5.5 5.5 0 0 0 2 8.5c0 2.3 1.5 4.05 3 5.5l7 7Z","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],"$L30"]}],"$L31"]}]}],"$L32"]}]]}]}] 1e:["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":[["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 lg:grid-cols-[1.1fr_0.9fr] lg:items-center lg:px-8","children":[["$","div",null,{"children":[["$","h2",null,{"className":"text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Why consider a secured loan through Biat Finserve?"}],["$","div",null,{"className":"mt-5 space-y-4 text-base leading-relaxed text-slate-600 font-medium","children":[["$","p",null,{"children":"Property-backed loans require detailed boundary evaluations, registry verification, and banking compliance. Biat Finserve works directly with you to verify your file readiness."}],["$","p",null,{"children":"We assist you in comparing LTV limits, processing fees, and title-deed requirements across major commercial banking networks simultaneously."}]]}]]}],["$","div",null,{"className":"rounded-3xl border border-indigo-100 bg-gradient-to-br from-indigo-50/50 to-sky-50/30 p-6 shadow-sm","children":["$","div",null,{"className":"rounded-2xl bg-white p-6 shadow-sm shadow-indigo-950/[0.01]","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 px-2.5 py-1 text-[10px] font-extrabold uppercase tracking-wider text-indigo-700","children":"Loan Limit Potential"}],["$","p",null,{"className":"mt-4 text-4xl font-black text-slate-900 tracking-tight","children":"₹ 15 Crores"}],["$","p",null,{"className":"mt-1 text-xs font-bold text-slate-400","children":"Maximum financing limit based on market valuation"}],["$","p",null,{"className":"mt-4 text-sm leading-relaxed text-slate-500 font-medium","children":"Both residential properties and commercial establishments can be leveraged to secure high-value business expansion funding."}]]}]}]]}],["$","div",null,{"className":"mx-auto mt-12 grid w-full max-w-7xl gap-6 px-5 pb-8 md:grid-cols-2 lg:grid-cols-3 lg:px-8","children":[["$","article","High Loan-to-Value (LTV)",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","circle","0",{"cx":"8","cy":"8","r":"6","children":[]}],["$","path","1",{"d":"M18.09 10.37A6 6 0 1 1 10.34 18","children":[]}],["$","path","2",{"d":"M7 6h1v4","children":[]}],["$","path","3",{"d":"m16.71 13.88.7.71-2.82 2.82","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"High Loan-to-Value (LTV)"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Unlock up to 60% to 75% of your property's current market value in cash to meet immediate funding goals."}]]}],["$","article","Commercial & Residential",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",["$L33","$L34","$L35","$L36"]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],"$L37","$L38"]}],"$L39","$L3a","$L3b","$L3c"]}]]}] 1f:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 lg:grid-cols-[1.1fr_0.9fr] lg:items-center lg:px-8","children":[["$","div",null,{"children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Basic Parameters"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Loan Against Property eligibility criteria"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium","children":"Check the primary guidelines reviewed by lending partners before sanctioning secured mortgages."}],["$","ul",null,{"className":"mt-8 space-y-4","children":[["$","li","Property Title",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["Property Title",":"]}]," ","Applicants must hold clear, undisputed ownership deeds for the residential or commercial property being pledged."]}]]}],["$","li","Income Sufficiency",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["Income Sufficiency",":"]}]," ","Must show stable salaried cash flows or consistent business profit records to prove repayment capability."]}]]}],["$","li","CIBIL Score Tiers",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["CIBIL Score Tiers",":"]}]," ","A credit rating of 700+ is preferred to qualify for fast-track processing and low interest rates."]}]]}],["$","li","Age Limits",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["Age Limits",":"]}]," ","Applicants must be between 21 and 70 years old at the maturity phase of the selected tenure."]}]]}]]}]]}],["$","div",null,{"className":"relative mx-auto w-full max-w-md overflow-hidden rounded-3xl border border-slate-100 bg-gradient-to-br from-indigo-50/50 via-white to-sky-50/30 p-8 shadow-xl shadow-indigo-950/5","children":[["$","div",null,{"className":"absolute right-6 top-6 h-32 w-32 rounded-full bg-indigo-200/20 blur-2xl"}],["$","div",null,{"className":"absolute bottom-6 left-6 h-32 w-32 rounded-full bg-sky-200/20 blur-2xl"}],["$","div",null,{"className":"relative z-10 w-full rounded-2xl border border-slate-100 bg-white p-6 shadow-md backdrop-blur-sm","children":[["$","h4",null,{"className":"text-lg font-black text-slate-800 tracking-tight","children":"Mortgage Milestones"}],["$","p",null,{"className":"mt-1 text-xs text-slate-400 font-medium","children":"Standard process stages"}],["$","div",null,{"className":"mt-6 space-y-5","children":[["$","div","0",{"className":"flex items-start gap-4","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",["$L3d"]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],"$L3e"]}],"$L3f","$L40"]}]]}]]}]]}]}] 20:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":[["$","div",null,{"className":"max-w-3xl","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Required Checklist"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Documents required for Loan Against Property"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium","children":"Keep these scanned documents ready to accelerate your application approval."}]]}],["$","div",null,{"className":"mt-10 grid gap-6 lg:grid-cols-2","children":[["$","article","KYC & Identity Check",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"KYC & Identity Check"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"Primary documents for registration:"}]]}]]}],["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","PAN Card",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"PAN Card"}]]}],["$","li","Aadhaar Card",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Aadhaar Card"}]]}],["$","li","Voter ID Card",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Voter ID Card"}]]}],["$","li","Passport",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Passport"}]]}],["$","li","Driving License",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Driving License"}]]}]]}]]}],["$","article","Income Documents",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":"$L41"}],"$L42"]}],"$L43"]}],"$L44","$L45"]}]]}]}] 21:["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 lg:grid-cols-[0.85fr_1.15fr] lg:items-center lg:px-8","children":[["$","div",null,{"children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Timeline Process"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Get your loan approved in three simple steps"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium","children":"We coordinate directly with banking branches to keep technical validation and property clearance checks fast and simple."}],["$","a",null,{"href":"#","className":"group mt-8 inline-flex h-12 items-center gap-2 rounded-xl bg-indigo-600 px-6 text-base font-bold text-white shadow-lg shadow-indigo-600/20 transition-all duration-300 hover:bg-indigo-700 hover:shadow-indigo-700/25 hover:-translate-y-0.5","children":["Apply LAP Loan",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}],["$","div",null,{"className":"relative grid gap-6 md:grid-cols-3","children":[["$","div",null,{"className":"absolute top-12 left-6 right-6 hidden h-[2px] bg-indigo-100 md:block"}],[["$","article","Submit Property Details",{"className":"group relative rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"relative z-10 flex h-12 w-12 items-center justify-center rounded-xl bg-indigo-600 font-extrabold text-white shadow-md shadow-indigo-600/10 transition-transform duration-300 group-hover:scale-105","children":1}],["$","h3",null,{"className":"mt-6 text-base font-black text-slate-800","children":"Submit Property Details"}],["$","p",null,{"className":"mt-2 text-xs leading-relaxed text-slate-500 font-medium","children":"Input your property location, market cost estimate, and income details online to search for matching lenders."}]]}],["$","article","Technical Valuation Check",{"className":"group relative rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"relative z-10 flex h-12 w-12 items-center justify-center rounded-xl bg-indigo-600 font-extrabold text-white shadow-md shadow-indigo-600/10 transition-transform duration-300 group-hover:scale-105","children":2}],["$","h3",null,{"className":"mt-6 text-base font-black text-slate-800","children":"Technical Valuation Check"}],["$","p",null,{"className":"mt-2 text-xs leading-relaxed text-slate-500 font-medium","children":"Independent legal auditors visit the property site to verify boundary deeds and establish the market worth."}]]}],["$","article","Direct Disbursal",{"className":"group relative rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"relative z-10 flex h-12 w-12 items-center justify-center rounded-xl bg-indigo-600 font-extrabold text-white shadow-md shadow-indigo-600/10 transition-transform duration-300 group-hover:scale-105","children":3}],"$L46","$L47"]}]]]}]]}]}] 22:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Rate Sheet"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Interest rates and charges"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium max-w-4xl","children":"Check the key fees and lending rates offered by our partners in the Loan Against Property segment."}],["$","div",null,{"className":"mt-10 overflow-hidden rounded-2xl border border-slate-100 bg-white shadow-sm","children":["$","div",null,{"className":"overflow-x-auto","children":["$","table",null,{"className":"w-full text-left text-sm border-collapse","children":[["$","thead",null,{"className":"bg-slate-50 text-slate-400 font-extrabold uppercase text-[11px] tracking-wider border-b border-slate-100","children":["$","tr",null,{"children":[["$","th",null,{"className":"w-full px-6 py-4 sm:w-1/3","children":"Fee / Charge Category"}],["$","th",null,{"className":"px-6 py-4","children":"Applicable Details"}]]}]}],["$","tbody",null,{"className":"divide-y divide-slate-100","children":[["$","tr","Interest Rate",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans border-0","children":"Interest Rate"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed border-0","children":"Starting at 9.00% up to 13.50% p.a., determined by applicant profiles and property type"}]]}],["$","tr","Processing Fee",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans border-0","children":"Processing Fee"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed border-0","children":"0.5% to 1.50% of the loan amount, capped as per banking partner limits"}]]}],["$","tr","Prepayment / Foreclosure",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans border-0","children":"Prepayment / Foreclosure"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed border-0","children":"Nil for floating rate loans (for individual borrowers as per RBI rules)"}]]}],["$","tr","Valuation & Legal Fee",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans border-0","children":"Valuation & Legal Fee"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed border-0","children":"One-time technical valuation check fee charged by professional legal auditors"}]]}],["$","tr","Stamp Duty & Registration",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans border-0","children":"Stamp Duty & Registration"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed border-0","children":"Applicable under respective state stamp duty laws for property mortgage registry"}]]}]]}]]}]}]}]]}]}] 23:["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Important Notices"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Key checks before signing a Loan Against Property agreement"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium max-w-4xl","children":"Keep these guidelines in mind to secure a safe and manageable repayment plan."}],["$","div",null,{"className":"mt-8 grid gap-5 md:grid-cols-3","children":[["$","div","Verify Property Titles",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:shadow-md hover:border-indigo-100","children":[["$","div",null,{"className":"absolute top-0 left-0 h-1.5 w-full bg-indigo-600 transition-all duration-300"}],["$","h3",null,{"className":"text-base font-black text-slate-800 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-1.5 w-1.5 rounded-full bg-indigo-600"}],"Verify Property Titles"]}],["$","p",null,{"className":"mt-2.5 text-xs leading-relaxed text-slate-500 font-medium","children":"Ensure all previous title deeds and property tax receipts are clear and present before applying to avoid delay."}]]}],["$","div","Assess Repayment Margin",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:shadow-md hover:border-indigo-100","children":[["$","div",null,{"className":"absolute top-0 left-0 h-1.5 w-full bg-indigo-600 transition-all duration-300"}],["$","h3",null,{"className":"text-base font-black text-slate-800 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-1.5 w-1.5 rounded-full bg-indigo-600"}],"Assess Repayment Margin"]}],["$","p",null,{"className":"mt-2.5 text-xs leading-relaxed text-slate-500 font-medium","children":"Pledging property carries high responsibility. Make sure your monthly EMIs fit comfortably within your income."}]]}],["$","div","Review Foreclosure Guidelines",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:shadow-md hover:border-indigo-100","children":[["$","div",null,{"className":"absolute top-0 left-0 h-1.5 w-full bg-indigo-600 transition-all duration-300"}],["$","h3",null,{"className":"text-base font-black text-slate-800 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-1.5 w-1.5 rounded-full bg-indigo-600"}],"Review Foreclosure Guidelines"]}],["$","p",null,{"className":"mt-2.5 text-xs leading-relaxed text-slate-500 font-medium","children":"Review the foreclosure guidelines in your sanction letter if you plan to repay your loan early."}]]}]]}]]}]}] 24:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 lg:grid-cols-[0.8fr_1.2fr] lg:px-8","children":[["$","div",null,{"children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"General FAQs"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Frequently asked questions"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium","children":"Find answers about eligibility, property checks, technical documentation, and online approvals."}]]}],["$","div",null,{"className":"space-y-4","children":[["$","details","What is a loan against property?",{"className":"group rounded-2xl border border-slate-100 bg-slate-50/50 p-5 transition-all duration-300 open:bg-white open:shadow-md open:shadow-indigo-950/[0.03] open:border-indigo-100","open":true,"children":[["$","summary",null,{"className":"flex cursor-pointer list-none items-center justify-between gap-4 text-base font-black text-slate-800","children":[["$","span",null,{"children":"What is a loan against property?"}],["$","span",null,{"className":"flex h-8 w-8 shrink-0 items-center justify-center rounded-lg bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100 transition-transform duration-300 group-open:rotate-45 group-hover:bg-slate-50","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"M12 5v14","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}]]}],["$","p",null,{"className":"mt-4 text-xs leading-relaxed text-slate-500 font-medium","children":"It is a secured loan where a residential, commercial, or industrial property is pledged as collateral in exchange for a high-value loan amount."}]]}],["$","details","Can commercial property be pledged?",{"className":"group rounded-2xl border border-slate-100 bg-slate-50/50 p-5 transition-all duration-300 open:bg-white open:shadow-md open:shadow-indigo-950/[0.03] open:border-indigo-100","open":false,"children":[["$","summary",null,{"className":"flex cursor-pointer list-none items-center justify-between gap-4 text-base font-black text-slate-800","children":[["$","span",null,{"children":"Can commercial property be pledged?"}],["$","span",null,{"className":"flex h-8 w-8 shrink-0 items-center justify-center rounded-lg bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100 transition-transform duration-300 group-open:rotate-45 group-hover:bg-slate-50","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"M12 5v14","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}]]}],["$","p",null,{"className":"mt-4 text-xs leading-relaxed text-slate-500 font-medium","children":"Yes, lenders accept commercial outlets, factories, rented buildings, or residential properties, subject to clear boundary checks and valuation."}]]}],["$","details","How is the loan amount decided?",{"className":"group rounded-2xl border border-slate-100 bg-slate-50/50 p-5 transition-all duration-300 open:bg-white open:shadow-md open:shadow-indigo-950/[0.03] open:border-indigo-100","open":false,"children":[["$","summary",null,{"className":"flex cursor-pointer list-none items-center justify-between gap-4 text-base font-black text-slate-800","children":["$L48","$L49"]}],"$L4a"]}]]}]]}]}] 2d:["$","div",null,{"children":[["$","span",null,{"className":"text-[11px] font-bold text-slate-400","children":"Est. Monthly EMI"}],["$","p",null,{"className":"text-xl font-black text-indigo-600","children":["₹ 1,01,427"," ",["$","span",null,{"className":"text-xs font-medium text-slate-500","children":"/mo"}]]}]]}] 2e:["$","span",null,{"className":"rounded-lg bg-indigo-50 px-2.5 py-1.5 text-xs font-black text-indigo-700","children":"15 Years Tenure"}] 2f:["$","div",null,{"className":"absolute bottom-6 right-6 z-20 flex items-center gap-2 rounded-xl border border-emerald-100 bg-white px-3.5 py-2.5 shadow-xl","children":[["$","span",null,{"className":"flex h-6 w-6 items-center justify-center rounded-full bg-emerald-50 text-emerald-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-3.5 w-3.5 stroke-[3]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","p",null,{"className":"text-[10px] font-bold uppercase text-slate-400 tracking-wider","children":"Status"}],["$","p",null,{"className":"text-xs font-black text-slate-800","children":"Mortgage Eligible"}]]}]]}] 30:["$","h3",null,{"className":"mt-6 text-2xl font-black tracking-tight text-left","children":"Education & Medical Needs"}] 31:["$","div",null,{"children":[["$","p",null,{"className":"text-sm leading-relaxed text-indigo-50 font-medium text-left","children":"Finance overseas higher academic fees or address immediate family medical treatments with structured rates."}],["$","a",null,{"href":"#","className":"group/btn mt-6 inline-flex h-11 items-center gap-2 rounded-xl bg-white px-5 text-sm font-bold text-indigo-950 transition-all duration-300 hover:bg-slate-50","children":["Apply Now",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover/btn:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}] 32:["$","article","Debt Consolidation",{"className":"group overflow-hidden rounded-3xl border border-slate-100 bg-white p-4 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-100","children":["$","div",null,{"className":"flex min-h-[350px] flex-col justify-between rounded-2xl bg-gradient-to-br from-violet-600 to-indigo-500 p-6 text-white","children":[["$","div",null,{"children":[["$","div",null,{"className":"flex h-12 w-12 items-center justify-center rounded-xl bg-white/20 text-white backdrop-blur-md","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","circle","0",{"cx":"8","cy":"8","r":"6","children":[]}],["$","path","1",{"d":"M18.09 10.37A6 6 0 1 1 10.34 18","children":[]}],["$","path","2",{"d":"M7 6h1v4","children":[]}],["$","path","3",{"d":"m16.71 13.88.7.71-2.82 2.82","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-6 text-2xl font-black tracking-tight text-left","children":"Debt Consolidation"}]]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm leading-relaxed text-indigo-50 font-medium text-left","children":"Consolidate multiple high-cost credit obligations into a single, low-interest property-secured plan."}],["$","a",null,{"href":"#","className":"group/btn mt-6 inline-flex h-11 items-center gap-2 rounded-xl bg-white px-5 text-sm font-bold text-indigo-950 transition-all duration-300 hover:bg-slate-50","children":["Apply Now",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover/btn:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}]]}]}] 33:["$","circle","0",{"cx":"8","cy":"8","r":"6","children":[]}] 34:["$","path","1",{"d":"M18.09 10.37A6 6 0 1 1 10.34 18","children":[]}] 35:["$","path","2",{"d":"M7 6h1v4","children":[]}] 36:["$","path","3",{"d":"m16.71 13.88.7.71-2.82 2.82","children":[]}] 37:["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Commercial & Residential"}] 38:["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Pledge self-occupied homes, vacant residential properties, retail outlets, or industrial plots easily."}] 39:["$","article","Lower Interest Rates",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","circle","0",{"cx":"8","cy":"8","r":"6","children":[]}],["$","path","1",{"d":"M18.09 10.37A6 6 0 1 1 10.34 18","children":[]}],["$","path","2",{"d":"M7 6h1v4","children":[]}],["$","path","3",{"d":"m16.71 13.88.7.71-2.82 2.82","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Lower Interest Rates"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Since it is a secured loan, interest rates are substantially lower than standard unsecured personal or business loans."}]]}] 3a:["$","article","Longer Repayment Window",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","circle","0",{"cx":"8","cy":"8","r":"6","children":[]}],["$","path","1",{"d":"M18.09 10.37A6 6 0 1 1 10.34 18","children":[]}],["$","path","2",{"d":"M7 6h1v4","children":[]}],["$","path","3",{"d":"m16.71 13.88.7.71-2.82 2.82","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Longer Repayment Window"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Enjoy extended repayment options up to 15 years, allowing you to manage monthly cash outflows with ease."}]]}] 3b:["$","article","Flexible Usage Rules",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","circle","0",{"cx":"8","cy":"8","r":"6","children":[]}],["$","path","1",{"d":"M18.09 10.37A6 6 0 1 1 10.34 18","children":[]}],["$","path","2",{"d":"M7 6h1v4","children":[]}],["$","path","3",{"d":"m16.71 13.88.7.71-2.82 2.82","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Flexible Usage Rules"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Lenders place zero restrictions on how you deploy the capital, whether for business expansion or personal milestones."}]]}] 3c:["$","article","Tax Concessions",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","circle","0",{"cx":"8","cy":"8","r":"6","children":[]}],["$","path","1",{"d":"M18.09 10.37A6 6 0 1 1 10.34 18","children":[]}],["$","path","2",{"d":"M7 6h1v4","children":[]}],["$","path","3",{"d":"m16.71 13.88.7.71-2.82 2.82","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Tax Concessions"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Avail interest deductions if the loan proceeds are utilized for documented business expansions."}]]}] 3d:["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}] 3e:["$","div",null,{"children":[["$","p",null,{"className":"text-sm font-bold text-slate-800 leading-none","children":"Title Deed Clearance"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium","children":"Checking boundaries & prior registry deeds"}]]}] 3f:["$","div","1",{"className":"flex items-start gap-4","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm font-bold text-slate-800 leading-none","children":"Physical Valuation"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium","children":"Establishing current market value"}]]}]]}] 40:["$","div","2",{"className":"flex items-start gap-4","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm font-bold text-slate-800 leading-none","children":"Agreement Registration"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium","children":"Completing legal mortgage registration"}]]}]]}] 41:["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}] 42:["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"Income Documents"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"To verify your salary or business revenue:"}]]}] 43:["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","Last 3 months' salary slips",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Last 3 months' salary slips"}]]}],["$","li","Last 6 months' bank statements",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Last 6 months' bank statements"}]]}],["$","li","Form 16 & latest 2 years' ITRs",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Form 16 & latest 2 years' ITRs"}]]}]]}] 44:["$","article","Property Deeds Portfolio",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"Property Deeds Portfolio"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"Required to technical/legal clearing:"}]]}]]}],["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","Original Title deeds & Sale agreement",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Original Title deeds & Sale agreement"}]]}],["$","li","Approved building plan layout",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Approved building plan layout"}]]}],["$","li","Recent property tax receipts",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Recent property tax receipts"}]]}]]}]]}] 45:["$","article","Business Financials",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"Business Financials"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"For self-employed traders and professionals:"}]]}]]}],["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","GST Registration certificate",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"GST Registration certificate"}]]}],["$","li","Audited balance sheet (last 2 years)",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Audited balance sheet (last 2 years)"}]]}]]}]]}] 46:["$","h3",null,{"className":"mt-6 text-base font-black text-slate-800","children":"Direct Disbursal"}] 47:["$","p",null,{"className":"mt-2 text-xs leading-relaxed text-slate-500 font-medium","children":"Upon clearing legal titles, sign the loan agreement online and receive funds directly in your account."}] 48:["$","span",null,{"children":"How is the loan amount decided?"}] 49:["$","span",null,{"className":"flex h-8 w-8 shrink-0 items-center justify-center rounded-lg bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100 transition-transform duration-300 group-open:rotate-45 group-hover:bg-slate-50","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"M12 5v14","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}] 4a:["$","p",null,{"className":"mt-4 text-xs leading-relaxed text-slate-500 font-medium","children":"The final approved amount depends on the market valuation of the property (typically 60% to 75% LTV), credit score, and monthly repayment margins."}] 2a:[["$","meta","0",{"charSet":"utf-8"}],["$","meta","1",{"name":"viewport","content":"width=device-width, initial-scale=1"}]] 4b:I[27201,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"IconMark"] 27:null 2c:[["$","title","0",{"children":"Loan Against Property | Biat Finserve"}],["$","meta","1",{"name":"description","content":"Apply for a loan against property with Biat Finserve. Get support with eligibility checks, property documentation, lender comparison, and funding for business or personal requirements."}],["$","meta","2",{"name":"keywords","content":"loan against property,property loan,mortgage loan India,secured loan against property,commercial property loan,residential property loan,loan against property eligibility,Biat Finserve"}],["$","link","3",{"rel":"canonical","href":"/loan-against-property"}],["$","meta","4",{"property":"og:title","content":"Loan Against Property | Biat Finserve"}],["$","meta","5",{"property":"og:description","content":"Explore loan against property options with eligibility guidance, property document support, lender comparison, and application assistance."}],["$","meta","6",{"property":"og:url","content":"/loan-against-property"}],["$","meta","7",{"property":"og:site_name","content":"Biat Finserve"}],["$","meta","8",{"property":"og:type","content":"website"}],["$","meta","9",{"name":"twitter:card","content":"summary_large_image"}],["$","meta","10",{"name":"twitter:title","content":"Loan Against Property | Biat Finserve"}],["$","meta","11",{"name":"twitter:description","content":"Unlock funds against your residential or commercial property with Biat Finserve."}],["$","link","12",{"rel":"icon","href":"/biatfinserveFavicon.png"}],["$","$L4b","13",{}]]